Pet Insurance | Alumni | University of Guelph

Pet Insurance

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Alumni Receive a Preferred Discount Rate

As a graduate of the University of Guelph, you’re entitled to a discounted rate off Accident and Accident & Illness policies with Pets Plus Us. Get a quote today by calling 1-800-364-8422 or visiting Pets Plus Us online. Use offer code UGAA to receive the preferred rate!


What is pet insurance?

Pet insurance is designed to provide you with financial support towards professional veterinary care in the event of unexpected medical costs. Regardless of your income or financial situation, if you’re like most pet owners, you don’t have the funds set aside to provide potentially costly veterinary care should your cat or dog need it. Having pet insurance coverage ensures you don’t have to compromise the quality of care your pet receives in the event of an unexpected accident or illness.

Things to consider when looking for pet insurance:


While species, breed and your postal code affect pet insurance premiums, the age of your pet and their previous health history can also affect your monthly premiums depending on who you’re insured with. At Pets Plus Us, your premiums will never increase with the age of your pet or with the number of claims you’ve made.

While many pet insurance plans look similar, insurance companies vary in coverage under each plan. It’s important to do your research and avoid picking your pet’s coverage solely on price. At Pets Plus Us, alternative and behavioral therapies are covered for no additional fee and you receive their valuable Blue Ribbon Benefits package free.

While the majority of veterinary expenses arise in the last 10% of your pet’s life, accidents and illnesses can arise at any time. Protecting your pet with insurance coverage sooner rather than later will ensure they have fewer pre-existing conditions that can limit their coverage in senior years. Your pet will never be too old to insure with Pets Plus Us and having a few pre-existing conditions is no reason to avoid pet insurance. There are many issues that could potentially arise in your pet’s lifetime that would still be covered.

With many types of insurance, you share in the risk of the coverage you purchase. This is referred to as ‘co-insurance’, or your ‘co-pay’ amount. At Pets Plus Us, ‘Your Share" is the percent each pet owner pays towards the cost of their insurance claim. You will also have a ‘deductible’ amount that you must pay annually, which only applies if you need to make a claim. Some companies charge a per-incident deductible which can add up, especially in your pet’s senior years. Ask if your deductible is per-incident or annual, to avoid future surprises.

Pets Plus Us is clear and upfront in communicating to pet owners about what their pet insurance includes and doesn't include. That’s why they are the only pet insurance company to underwrite your policy upfront at the time of the application, instead of at the time of the claim. That means you will know from the start any exclusions that may apply to your pet, removing any uncertainty when making decisions about the medical treatment for your cat or dog.




Pets Plus Us has Accident and Accident & Illness plans available for cats and dogs that provide up to 90% coverage of veterinary bills (including exam fees and taxes!). Their customizable co-pay and deductible options help you better manage your monthly premium, plus you’ll receive their Blue Ribbon Benefits which includes 24/7 access to the Pet Poison Helpline®, a Modern Cat subscription, and more! Get a quote today by calling 1-800-364-8422 or visiting Pets Plus Us online. Use offer code UGAA to receive the preferred rate!




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